Stop Losing Marketplace Revenue to Premium Delinquency

Hospitals lose millions every year due to ACA Marketplace premium delinquency and retroactive coverage termination. RevOne’s Delinquent Premium Monitoring identifies at-risk patients before claims are denied or payments are recouped, and contacts patients to help resolve payment delinquency.

20+

Years Healthcare Revenue Cycle Expertise

Millions

In Marketplace Revenue Protected

Deep

Experience with Complex Hospital Billing

The Hidden Financial Risk of ACA Marketplace Coverage

ACA Marketplace plans allow a 90-day premium grace period. During months two and three, hospitals face significant financial exposure that most revenue cycle teams don’t see coming.

Month 1

Coverage Active

Claims process normally. Insurer pays during initial grace period month.

Month 2

Claims Pending Risk

If premiums remain unpaid, claims may pend. Insurer holds payment.

Month 3

Retroactive Termination Risk

Coverage can terminate retroactively. All pending claims denied. Payments recouped.

Hospitals can lose hundreds of thousands to millions annually from avoidable Marketplace delinquency write-offs.

Delinquent Premium Monitoring

RevOne’s Delinquent Premium Monitoring identifies Marketplace patients in premium delinquency before claims are denied or payments are recouped.

Grace Period Identification

Identify patients in the ACA premium grace period before claims are impacted.

Proactive Monitoring

Continuous monitoring of Marketplace accounts for delinquency signals.

Patient Outreach

Resolve delinquent premium issues before coverage termination occurs.

Revenue Protection

Reduce recoupments and stabilize reimbursement across your Marketplace population.

How RevOne Protects Marketplace Revenue

A proven three-step process that identifies and resolves Marketplace premium risk before it impacts your bottom line.

01

Identify At-Risk Accounts

Marketplace patients in premium delinquency are flagged early through automated monitoring.

02

Resolve Coverage Risk

Targeted patient outreach helps resolve premium delinquency and maintain active coverage.

03

Protect Reimbursement

Hospitals avoid preventable denials, recoupments, and retroactive coverage terminations.

Example: Preventable Marketplace Revenue Loss

Oncology Inpatient Case

Real-world scenario illustrating Marketplace revenue risk

Patient admitted for oncology treatment

Total claim value: $84,000

Coverage appears active but patient is in grace period

Premium never paid. Coverage terminates retroactively.

Hospital faces $84,000 recoupment

RevOne monitoring identifies the risk early

Hospitals can act before revenue is lost.

What Revenue Cycle Leaders Say

“Delinquent Premium Monitoring significantly reduced our Marketplace recoupments and protected high-dollar inpatient claims.”

VP Revenue Cycle

Regional Health System

“The proactive monitoring prevented thousands in avoidable denials. It’s now a key part of our Marketplace strategy.”

Director of Patient Financial Services

Frequently Asked Questions

No. Delinquent Premium Monitoring complements your existing eligibility verification process. It adds a focused layer of monitoring specifically for ACA Marketplace premium delinquency that standard eligibility checks don't capture.

RevOne monitors patients identified with ACA Marketplace coverage. We track premium payment status and grace period progression to flag accounts at risk of retroactive coverage termination.

Most implementations are completed within 2–4 weeks. RevOne works closely with your revenue cycle team to integrate monitoring into your existing workflows with minimal disruption.

Yes. Delinquent Premium Monitoring is designed to integrate with your current revenue cycle management systems and workflows. We provide alerts and reporting that fit into your existing processes.

Stop Losing Marketplace Revenue to Premium Delinquency

Request a Marketplace Revenue Risk Assessment to understand your organization’s exposure.
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